Our hard money loan programs are structured to meet your needs, regardless of what type of investor loan you’re looking for. We can provide approvals typically within 24 hours and can fund in a matter of days. Hard Money Lender is a direct lender with immediate access to capital, we are the decision maker and can move quickly.
Private Loan Programs
Loan Programs
Experience Level
Credit Score
Interest Rate
Points
Eligible For
0-Point Option?
Advance Rate on Rehab or New Construction
Advance Rate on Current Value
Loan % to After Rehab Value
Property Types
Pre-Payment Penalty
Extension Available
Cross Collateral /
Blanket Loans
Loan Size
Loan Terms
FIX & FLIP
Purchase or Rehab of Residential Or Mixed Use Properties
Any
600
9% - 12%*
0% - 2%
Yes
10%
10%
75%
Single Family, Multi Family, Mixed Use
No
Yes
Yes
$100k-$5M
3 Months- 3 Yr
NEW CONSTRUCTION
LAND ACQUISITION AND CONSTRUCTION OF EXISTING PROPERTY
High
600
9% - 12%*
0% - 2%
Yes
10%
10%
75%
Single Family, Multi Family, Mixed Use
No
Yes
Yes
$100k-$5M
3 Months- 3 Yr
Cash OUT Refinance
Cash out OR Refinance of Residential or Mixed Use Property
Any
600
9% - 12%*
0% - 2%
Yes
10%
10%
75%
Single Family, Multi Family, Mixed Use
No
Yes
Yes
$100k-$5M
3 Months- 3 Yr
RENTAL PROPERTY LOANS
Permanent refinance and/or cash out on rental properties.
Any
600
9% - 12%*
0% - 2%
Yes
10%
10%
75%
Single Family, Multi Family, Mixed Use
No
Yes
Yes
$100k-$5M
3 Months- 3 Yr
**Rates vary based on verification of application information, loan type, and other factors. **
For more information on obtaining or any questions regarding our business funding process, feel free to contact us. To begin a funding application, simply follow the “Pre-Qualify” Today.