Our hard money loan programs are structured to meet your needs, regardless of what type of investor loan you’re looking for. We can provide approvals typically within 24 hours and can fund in a matter of days. Hard Money Lender is a direct lender with immediate access to capital, we are the decision maker and can move quickly.

Private Loan Programs


Loan Programs

Experience Level

Credit Score

Interest Rate

Points

Eligible For

0-Point Option?

Advance Rate on Rehab or New Construction

Advance Rate on Current Value

Loan % to After Rehab Value

Property Types

Pre-Payment Penalty

Extension Available

Cross Collateral /

Blanket Loans

Loan Size

Loan Terms

FIX & FLIP

Purchase or Rehab of Residential Or Mixed Use Properties

Any

600

9% - 12%*

0% - 2%

Yes

10%

10%

75%

Single Family, Multi Family, Mixed Use

No

Yes

Yes

$100k-$5M

12 Months- 3YR

NEW CONSTRUCTION

LAND ACQUISITION AND CONSTRUCTION OF EXISTING PROPERTY

High

600

9% - 12%*

0% - 2%

Yes

10%

10%

75%

Single Family, Multi Family, Mixed Use

No

Yes

Yes

$100k-$5M

12 Months- 3YR

Cash OUT Refinance

Cash out OR Refinance of Residential or Mixed Use Property 


Any

600

9% - 12%*

0% - 2%

Yes

10%

10%

75%

Single Family, Multi Family, Mixed Use

No

Yes

Yes

$100k-$5M

12 Months- 3YR

RENTAL PROPERTY LOANS

Permanent refinance and/or cash out on rental properties.

Any

600

9% - 12%*

0% - 2%

Yes

10%

10%

75%

Single Family, Multi Family, Mixed Use

No

Yes

Yes

$100k-$5M

12 Months- 3YR

**Rates vary based on verification of application information, loan type, and other factors. **

For more information on obtaining or any questions regarding our business funding process, feel free to contact us. To begin a funding application, simply follow the “Pre-Qualify” Today.