Hard Money Lenders in Cape Coral, Florida

By admin, Hard Money Lenders IO

Hard Money Lenders in Florida

Hard money loans are easier and faster to get in comparison to loans from traditional banks. This speed of closing is why they’re the preferred option for a lot of real estate investors who are looking for commercial or residential properties they can profit from.

Located in Lee County, Cape Coral has a population of 194,495 residents and it’s known for places like:

  • Tom Allen Memorial Butterfly Garden
  • Coral Oaks Golf Course
  • Wicked Dolphin Rum Distillery
  • Sun Splash Family Waterpark

Since it’s definitely a great place to invest in real estate, we gathered some facts to consider if you’re looking to invest in a commercial or residential property in Cape Coral:

The city recently had a job growth of 1.88% and a per capita income of $29,970. The median home value in the real estate market in Cape Coral is $256,248 and the average rent per month is $1,607.

Local residents’ education levels show that 91.8% of them are high school graduates or higher and 23.3% have a bachelor’s degree or higher.

Some of the housing programs the City offers include:

  • Community Development Block Grant (CDBG)
  • State Housing Initiatives Partnership Program (SHIP)
  • Neighborhood Stabilization Program

The requirements to access a loan program are minimal and the process is different for every situation, so you can be sure you’ll have a personalized experience based on your goals. Many lenders find the ideal balance between personal and property requirements to make the deal work. 

However, even though your credit report will be asked, it won’t be what makes the lender have a final word about approving or denying a loan. Instead, the risk of the deal,  the property location and the action plan are some aspects that will be considered.

So in general terms, the property itself is what will be used and taken as collateral once there’s a certainty it can pay the loan back if you can’t.

Hard money lenders in Cape Coral, Florida can assist you with different loan amounts to fix & flip or buy a new property with minimal requirements. Take a look at the list we made and contact the one that fits your needs.

Hard Money Lenders IO

The team at Hard Money Lenders IO have been lending on investment properties to real estate investors. Every member of our team is dedicated to providing the clients we serve with fast, affordable financing solutions so that they can have access to the funding they need. Hard Money Lenders IO has adjustable guidelines and customized lending programs for borrowers.

Loan Amounts from
100K to 5M+

Rates starting at

Speedy Closing
Close in Days!


LendingOne is a private money lender, specializing in the financing of non-owner occupied residential investment properties. Lending One provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs.

LendingOne uses our own capital, an easy online application and our extensive real estate experience to provide quick and reliable funding for our clients.

Our Loan Programs include:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out Refinance
Bridge Financing
Wholesale Lending

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