Hard Money Lenders in Gainesville, Florida

By admin, Hard Money Lenders IO

Hard Money Lenders in Florida

Usually hard money lenders offer interest rates from 7% to 12% and origination fees from 1% to 3%. However, this will depend on the type of lending program you’re applying for and your financial needs. Ideally, you’ll agree on rates that are reasonable for you and your lender.

Even though you’ll still have to provide some personal information, as well as your credit score, hard money lenders are more focused on the value of the property and if the deal makes sense. So having in place details like an action plan and estimate costs of the project can be helpful. 

The loan rates will be set by the lender once factors like loan to value, loan to cost or after repair value are evaluated.

Gainesville is a perfect destination for real estate investors. It’s located in Alachua County and has a population of 133,997 residents with a job growth of 1.60% and a per capita income of $23,018.

Real Estate in Gainesville

The cost of properties vary but the median home value is $192,324 and the average rate in the rental market is $1,110 per month.

Housing Programs

There are a variety of programs that have subdivision of their coverage, some of them are:

House Rehabilitation

  • Emergency Roof Repair
  • Minor Rehabilitation
  • Major Rehabilitation
  • House Replacement
  • Disaster Mitigation


  • New Construction
  • Infill Housing
  • Down Payment Assistance
  • House Recycling
  • Mortgage Foreclosure Intervention

Housing Services

  • Homebuyer Education and Training
  • Homeowner Education and Training
  • Housing Counseling
  • ConnectFree
  • Credit Repair

Rental Housing

  • Rental Rehabilitation
  • New Construction Rental
  • Special Needs Housing

Business Incentives

Gainesville also provides some programs designed to help local businesses that include:

  • GRU’s Economic Development Rate
  • Enterprise Zone Savings
  • Enterprise Zone Manufacturing Retention/Expansion Incentive Program
  • Qualified Targeted Industry Tax Refund Program
  • Industrial Revenue Bonds
  • Gainesville Community Reinvestment Area

Famous Places in Gainesville

Ironwood Golf Course and Butler Enterprises are some of the most notable places. But also the city has two important events every year: the Spring Arts Festival and Hoggetowne Medieval Faire.

To get a private money loan in Gainesville, Florida all you need to do is to contact one of the best hard money lenders from our list below.

Hard Money Lenders IO

The team at Hard Money Lenders IO have been lending on investment properties to real estate investors. Every member of our team is dedicated to providing the clients we serve with fast, affordable financing solutions so that they can have access to the funding they need. Hard Money Lenders IO has adjustable guidelines and customized lending programs for borrowers.

Loan Amounts from
100K to 5M+

Rates starting at

Speedy Closing
Close in Days!


LendingOne is a private money lender, specializing in the financing of non-owner occupied residential investment properties. Lending One provides Mortgage Brokers and Real Estate Investors with a fast and cost effective funding source for their real estate investment needs.

LendingOne uses our own capital, an easy online application and our extensive real estate experience to provide quick and reliable funding for our clients.

Our Loan Programs include:

Fix & Flip
Buy & Hold
Rate & Term
Cash Out Refinance
Bridge Financing
Wholesale Lending

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